The Pros & Cons of E-Filing Your MA Income Tax Return

Posted on January 25, 2020

When it comes to filing income tax in MA, organizing paperwork and filling out forms can be overwhelming. Not to mention the time-consuming process of printing, signing, and sending them via the postal service. Electronic filing, however, is a fast, efficient, and easy way to file those forms without needlessly spending precious hours on them.

As with any technology, it is far from perfect, and there are some downsides and possible risks to filing taxes this way. These risks need to be weighed on individual circumstances though, as e-filing has gained tremendous popularity over the years.


How Quick Is It?

The best advantage of electronic filing is the speed in which you are able to file your taxes. The click of a button is much quicker than having to gather all your tax forms in a box and mail them. The physical process of filing takes minutes instead of days or weeks. However, depending on the depth of your return, the preparation and time completing online forms can be consuming.


How Safe Is It?

When it comes to e-filing, there is a certain security risk involved. The first is that you have to provide your bank account information in order to receive a refund. Since most e-filing is done through third-party services, the tax information is held onto for a period of time which gives the company access to your tax and bank information. Although the security measures that are in place are solid, there’s always that chance for a hacker to enter. For those worried about the security risks, physical tax forms with your trusted accountant is the safest way to go.


How Efficient Is It?

Filing a tax form through e-filing is much more efficient than filing physical tax forms. Electronic forms go through various checks once filed. The utilized program (TurboTax or H&R Block) performs checks on your forms for possible errors. Then, the IRS computer systems also check the files a second time. Once a human reviews the data, most of the possible errors have been found and corrected.


Tax time can be stressful and confusing for many individuals and businesses. However, if you’re e-filing makes sense for your situation, you’ll get your refund quicker and can spend less time worrying about those tax forms. Electronic Filing is a quick, efficient, and safe way to file your taxes, but it’s not for everyone.

If your MA income tax return is a bit more complicated, it’s time to call abc Payroll. Our team of professional and experienced experts can handle even your most complicated income tax problem. Leave the stress behind and call us today to discuss your tax requirements (978) 251-3003.